Melbourne. Ex-lawyer, now Clausebook. Nothing I post is legal advice, and I mean that. The five skipped clauses, ranked by invoice size when missing:
IP assignment for contractors (the developer owns the code until paper says otherwise, in most places, yes really, sign it before the first commit). Payment + late fees with teeth (net-30 without consequences is a suggestion; 1.5% monthly makes it a deadline). Termination + data return (who keeps what, in what format, in how many days; breakups need prenups). Liability caps that match your size (unlimited liability on a 19-euro plan is a company-ending typo). Auto-renewal that is actually disclosed (renewal ambushes poison trust and, in places, break the law).
Templates handle 80%. The other 20% is a lawyer for one hour before the big deal, not after the big dispute. Hour before: cheap. Hour after: tuition.